I've been with a particular bank for some time, and really liked their online banking when I started. HTML only, no iframes, csv downloads, quick, few images. I may and or may not have been able to automate things with curl......
Anyway. It has gone to shit over the last year or so with their outsourcing various products. There are now 5 or 6 separate domain names involved, and popup windows for various functionality. Do not want.
So I'm looking for a new bank to move a small savings, all my checking, all credit cards, and all my retirement to. I want to be able to see all transactions from any account on the same website. I do not want monthly CC bills that I have to send checks to pay. All bills and statements must be available electronically, in Free formats. Extra bonus points for SENDING them to me so I don't have to log in to get them. I need the ability to issue checks to payees electronically. I need to ability to download transaction histories in csv. I will not accept any bank that even hints at using flash, java, silverlight, or installing plugins to use their site. If can't have any obviously negligent security bugs. And I don't really want dongles, keyfobs, or second authentication factors that involve human interaction. Bonus points for clientside ssl certs. It also must be a WEBsite, not an IE site. All that said, I realise I will probably have to compromise a bit, well, a lot.
I'm asking for recommendations. If you have really pleasent experiences using your bank's webinterface, I'd like to know what you like about it, and who the bank is. I don't care a lot about interest rates, or branch locations and hours.
Because this is a bit sensitive of a topic, I do not expect many people to provide that information on list. If you would like to provide it anonymously, you may do so by posting it to any google-indexable place on the web, under any name, via tor if you like. Just include the string Toskyegyun somewhere in the page. I have a google alert on that word, and other list members can see its results as they accumulate at http://www.google.com/alerts/feeds/03811048145931891306/250644208453399365
If you're particularly impressed at how well your bank website works, and would like to show it off at the next lug meeting (sans login page), let me know and I'll make sure to be there.
Once I pick a bank, I will be moving everything from my old one to it, and letting them know what about their website made me leave.
You might like Commerce Bank. Everything works on my G1 Android browser. I strongly suspect the guys who are in charge of the site are all unix guys. It has a good feel. Its been a while since I desposited or cashed a check, but I believe the image is a clickable pdf. They use a little javascript, but it seems to work well. No evil flash or any of that crap. SSL is deep as it gets. Commerce passes my Linux friendly tests.
Every time that I have called them, they answered within two rings and you can tell they were locals. No customer service scripts. There was a voice menu if you didn't want to talk with a person, but getting a person only took several seconds, NEVER minutes. FIRST CLASS SERVICE!
I hope Commerce never sells out and does a Sprint.
On Wed, 6 Oct 2010, Billy Crook wrote:
I've been with a particular bank for some time, and really liked their online banking when I started. HTML only, no iframes, csv downloads, quick, few images. I may and or may not have been able to automate things with curl......
Anyway. It has gone to shit over the last year or so with their outsourcing various products. There are now 5 or 6 separate domain names involved, and popup windows for various functionality. Do not want.
So I'm looking for a new bank to move a small savings, all my checking, all credit cards, and all my retirement to. I want to be able to see all transactions from any account on the same website. I do not want monthly CC bills that I have to send checks to pay. All bills and statements must be available electronically, in Free formats. Extra bonus points for SENDING them to me so I don't have to log in to get them. I need the ability to issue checks to payees electronically. I need to ability to download transaction histories in csv. I will not accept any bank that even hints at using flash, java, silverlight, or installing plugins to use their site. If can't have any obviously negligent security bugs. And I don't really want dongles, keyfobs, or second authentication factors that involve human interaction. Bonus points for clientside ssl certs. It also must be a WEBsite, not an IE site. All that said, I realise I will probably have to compromise a bit, well, a lot.
I'm asking for recommendations. If you have really pleasent experiences using your bank's webinterface, I'd like to know what you like about it, and who the bank is. I don't care a lot about interest rates, or branch locations and hours.
Because this is a bit sensitive of a topic, I do not expect many people to provide that information on list. If you would like to provide it anonymously, you may do so by posting it to any google-indexable place on the web, under any name, via tor if you like. Just include the string Toskyegyun somewhere in the page. I have a google alert on that word, and other list members can see its results as they accumulate at http://www.google.com/alerts/feeds/03811048145931891306/250644208453399365
If you're particularly impressed at how well your bank website works, and would like to show it off at the next lug meeting (sans login page), let me know and I'll make sure to be there.
Once I pick a bank, I will be moving everything from my old one to it, and letting them know what about their website made me leave. _______________________________________________ KCLUG mailing list [email protected] http://kclug.org/mailman/listinfo/kclug
On Wed, Oct 6, 2010 at 09:52, Duane Attaway [email protected] wrote:
You might like Commerce Bank. Everything works on my G1 Android browser. I strongly suspect the guys who are in charge of the site are all unix guys. It has a good feel. Its been a while since I desposited or cashed a check, but I believe the image is a clickable pdf. They use a little javascript, but it seems to work well. No evil flash or any of that crap. SSL is deep as it gets. Commerce passes my Linux friendly tests.
ooh, I didn't even think about how it works on my phone. I tried my current bank's site on my phone, once. not pleasant.
I like e-trade for a bill payment clearinghouse. It seems to me that the interests of a brokerage are more aligned with their depositors than the interests of a bank, where the depositors are in fact the product, not the customer.
I'd like to point out that E-Trade was the company that screwed over thousands of open source developers and contributors when they handled Red Hat's IPO. I personally will never do business with them.
http://www.salon.com/technology/feature/1999/07/30/redhat_shares
Jeffrey.
On Thu, Oct 7, 2010 at 10:29 AM, David Nicol [email protected] wrote:
I like e-trade for a bill payment clearinghouse. It seems to me that the interests of a brokerage are more aligned with their depositors than the interests of a bank, where the depositors are in fact the product, not the customer.
Personally I blame the SEC. Emphasis mine.
Eligibility Requirements
"By their nature, investing in an IPO is a risky and speculative investment. Brokerage firms MUST consider if the IPO is appropriate for individual investors in light of their income and net worth, investment objectives, other securities holdings, risk tolerance, and other factors. A firm MAY NOT sell IPO shares to an individual investor unless it has determined the investment is suitable for that particular investor."
Modified:11/24/1999
http://www.sec.gov/answers/ipodiff.htm
Thanks, -- Hal
On Thu, 07 Oct 2010 11:05:33 -0500, Jeffrey Watts wrote:
I'd like to point out that E-Trade was the company that screwed over thousands of open source developers and contributors when they handled Red Hat's IPO. I personally will never do business with them.
http://www.salon.com/technology/feature/1999/07/30/redhat_shares
Jeffrey.
On Thu, Oct 7, 2010 at 10:29 AM, David Nicol [email protected] wrote:
I like e-trade for a bill payment clearinghouse. It seems to me that the interests of a brokerage are more aligned with their depositors than the interests of a bank, where the depositors are in fact the product, not the customer.
oh.
I do not believe my point about alignment of interests with brokerages versus banks is affected by this boycott. There may be other brokerages -- or credit unions, where there is also a greater alignment of interests -- worth looking at.
Would you use a bill-pay service that just does bill-pay and is differentiated by having a better (open standards, SOTA security, available REST interfaces for the power customer) bill-pay interface?
On Thu, Oct 7, 2010 at 11:05 AM, Jeffrey Watts [email protected] wrote:
I'd like to point out that E-Trade was the company that screwed over thousands of open source developers and contributors when they handled Red Hat's IPO. I personally will never do business with them.
http://www.salon.com/technology/feature/1999/07/30/redhat_shares
Jeffrey.
On Thu, Oct 7, 2010 at 11:21 AM, David Nicol [email protected] wrote:
Would you use a bill-pay service that just does bill-pay and is differentiated by having a better (open standards, SOTA security, available REST interfaces for the power customer) bill-pay interface?
I don't know what all those acronyms mean, but I've been using PayTrust for 8 years for online bill-pay and couldn't be happier. It's worked in every browser I've ever used (with 100% Free software, ie; no Flash, etc).
It was an independent company when I signed up. It's since been acquired by Intuit.
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They seem to be trying to build a better bank.
oh.
I do not believe my point about alignment of interests with brokerages versus banks is affected by this boycott. There may be other brokerages -- or credit unions, where there is also a greater alignment of interests -- worth looking at.
Would you use a bill-pay service that just does bill-pay and is differentiated by having a better (open standards, SOTA security, available REST interfaces for the power customer) bill-pay interface?
On Thu, Oct 7, 2010 at 11:05 AM, Jeffrey Watts [email protected] wrote:
I'd like to point out that E-Trade was the company that screwed over thousands of open source developers and contributors when they handled Red Hat's IPO. I personally will never do business with them.
http://www.salon.com/technology/feature/1999/07/30/redhat_shares
Jeffrey.
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